Important Disclosures & Legal Information
Payment Estimates. The monthly and weekly payment amounts shown on this page are illustrative estimates only. They are not an offer of credit, a pre-approval, or a guarantee of any specific payment, rate, term, or finance charge. Actual payment amounts, interest rates (APR), finance charges, lease fees, down payment requirements, total cost of ownership, and approval criteria are determined solely by the financing or lease-to-own provider you are matched with and depend on your purchase amount, creditworthiness, income, state of residence, and other factors. Final terms will be disclosed in writing by the financing provider before you sign any agreement.
LendPro Is Not a Lender. LendPro, LLC ("LendPro") is a software-as-a-service (SaaS) platform and technology service provider. LendPro is not a lender, financer, creditor, broker, or lease-to-own provider. LendPro does not make credit or lease decisions, does not determine approval, and does not set the rates, terms, or fees of any financing or lease-to-own agreement. All financing and lease-to-own products offered through the LendPro platform are provided, underwritten, and serviced by independent third-party financing providers.
Abdul Furniture Is Not a Lender. Abdul Furniture is a retailer and is not a lender, broker, or financing provider. Abdul Furniture does not underwrite, approve, or service any financing or lease-to-own agreement. All credit and lease decisions are made exclusively by the applicable third-party financing provider. Abdul Furniture may receive compensation from financing providers in connection with applications or funded transactions.
Pre-Qualification. Pre-qualification is an initial review that does not constitute an offer, approval, or guarantee of financing. Pre-qualification uses a soft credit inquiry that does not affect your credit score. If you proceed to a full application, the financing provider may perform a hard credit inquiry or request additional information, which may affect your credit score. Being pre-qualified does not guarantee final approval.
"No Credit Needed" Programs. Certain financing options advertised as "No Credit Needed" do not require a strong credit history, but most providers still perform a credit check. "No Credit Needed" does not mean "No Credit Check." Any credit review and the full terms of any offer will be clearly disclosed before you complete a full application.
Lease-to-Own Programs. Lease-to-own agreements are not loans or credit agreements. Under a lease-to-own agreement, the provider purchases the merchandise from Abdul Furniture and leases it to you. You do not own the merchandise until all scheduled lease payments have been made or you have exercised an available early purchase option. The total cost of ownership under a lease-to-own agreement will be substantially higher than the retail cash price.
Equal Credit Opportunity. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, income from public assistance programs, or exercise of rights under the Consumer Credit Protection Act.
Privacy & Data Security. Personal information you provide in connection with a financing application is encrypted and transmitted securely to LendPro and to the financing providers considering your application. For more information on how LendPro handles your data, see the LendPro Privacy Notice. For questions, contact Abdul Furniture at 347-808-0303.